AOD Credit Union Visa Signature Credit Card Review

AOD Credit Union Visa Signature Credit Card Review a credit card that has a very unique feature that you will not find in any of the big bank credit cards out there namely 3%cashback flat across all of the purchases

You make with the card so with this aod Federal Credit Union Visa signature you get 3% on everything you're not gonna have to mess around with any certain categories or certain times of the year where

You get or anything like that it's 3% on every single thing you purchase with the card there is no annual fee for that visa signature your credit line would be at least $5,000 and the interest rates even though you should never pay interest you should always pay off your full balance

Every month but the interest rates start at seven point four nine percent as I make this video which is ridiculously low so you might hear all that and say sign me up but then maybe there's a little voice in the back of your head that says why haven't

I heard of this 3% cash back credit card before what is a ody credit union anyway is there some sort of catch and the answer is there sort of is a catch in order to get that credit card you're gonna have to be a member of the AOD credit union

being a member is not going to be the easiest thing for most people so the AOD credit union is sort of aligned with the Anniston Army Depot in Anniston Alabama so if you happen to be in that area

you are you know an employee or a family member or something somehow aligned with the Anniston Army Depot well then that you very much would qualify and there are many other people in that geographic area that could qualify there are what they call select employer groups

if you're part of one of those then you could qualify to be part of the credit union and potentially get that credit card now for anybody else you're probably going to be locked out sometimes credit unions will have what I think of as back doors where you can get into the credit union even

if you're not one of the sort of main groups that they are looking for for membership I didn't see anything on their website that suggests you could do that here so you could obviously contact them and see

if there is a way to you know make you qualify as a member but there's nothing obvious that says anyone outside of those particular membership groups can get in one other note there are three credit cards that

Credit Union offers one of them being a visa platinum card that does not have rewards that are as generous as that Visa Signature card that I have been talking about so if you look at that that suggests that not everyone is going to qualify for that visa signature so if you are someone

that doesn't have much of a credit history or no credit history or a bad credit history it is much less likely that even if you could qualify for membership you're going to be able to get your hands on that card because that card is offering high rewards and a big credit line as well

As a low interest rate and it generally means you're gonna have to have a little higher credit score to get that than you would other credit cards out there now credit unions often times are a little more generous in terms of you know accepting people maybe with lower credit scores

If they have an affiliation as a member of that credit union but still in this case unless you really have a higher credit score probably somewhere in the 700s you probably wouldn't qualify for that card but you might qualify for that visa platinum that's not quite as good but isn't terrible so that's it the AOD Federal Credit Union Visa signature great credit card

If you can get your hands on it but for most people that might be a bit of a pipe dream if you have any questions comments experience with aod.

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