HDFC IRCTC Credit Card Review 2023 The IRCTC HDFC Bank Credit Card has emerged as a promising option for individuals in India who frequently engage in rail travel and related expenses. Introduced as a collaborative effort between HDFC Bank and the Indian Railway Catering and Tourism Corporation (IRCTC), this credit card targets those who have substantial expenses associated with train ticket bookings and frequent travel. Let's delve into the key features and benefits of this card, providing an insightful review for potential users. Welcome Benefits: Upon the activation of the IRCTC HDFC Bank Credit Card within the initial 30 days of issuance, cardholders are welcomed with a gift voucher worth INR 500. This serves as an immediate perk, enhancing the value of acquiring the card. Reward Rates: One of the standout features of this credit card is its reward program, structured to cater to various spending patterns. For quarterly spends of INR 30,000, users receive a gift voucher worth
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