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  What is the most widely accepted credit card? Today we’ll figure out what is the most widely accepted credit card. For starters, it’s important to point out that how widely accepted your credit card is depends on the card network, not the card issuer.  So the simple answer to the question of which credit cards are most widely accepted is: Visa and Mastercard credit cards. Visa credit cards can be used at more than 40 million merchant locations in more than 200 countries and territories.  Mastercard credit cards are accepted at just under 40 million merchant locations but in more than 210 countries and territories. There isn’t actually a single credit card that’s most widely accepted, however, because there are hundreds of Mastercard and Visa credit card offers available.  The difference between Visa and Mastercard acceptance is slight. Either should be fine for your needs almost anywhere in the world, which can’t always be said for cards on the other two major credit card networks: A

  Why Using Your Credit Card Is Getting More Expensive? Every time you use your credit card, a whole series of behind the scenes steps and fees kicks in so you can get- (machine beeping) But this system has been getting more and more expensive. - Okay, your total will be 14.85, please. -  This $15 lunch probably cost the shop around 37 to 46 cents in various fees. It adds up and it's why this place prefers cash. - We have the cash sign so that we don't have to pay fees. We save money. We save money on every sale. -  Some businesses are even starting to implement surcharges adding around 3% to your bill if you pay by credit card. And now Congress is getting involved. - Swipe fees just aren't annoying to the retailers. They're anti-competitive Here's how the credit card fee system works and what Congress is trying to change. Your credit card involves two main companies, your bank, which loans you the money, and the card network that handles the transaction like Visa o

  Home Depot Credit Card Review 2022 The Home Depot credit offerings not a ton has changed but maybe a little bit different so the Home Depot basic consumer credit card kind of not a lot to get excited about it's a no annual fee credit card that is issued by Citibank  The reasons that you would get the Home Depot credit card number one if you wanted to buy something on credit obviously and then number two if you wanted to get special financing on larger purchases which is the more likely reason that you would go after the card So let's look at those two points separately number one yes the card gives you the ability to buy on credit at Home Depot however it doesn't offer you any sort of rewards it really doesn't offer you any perks on a sort of everyday basis to incentivize you to use the card probably the only thing that might tip the scales in terms of using  This card regularly at Home Depot is the fact that they do extend the return period on items that you buy at H

Types of Credit Cards for Beginners  Today we’ll talk about the different types of credit cards that you might come across. In the most general sense, there are three main types of credit cards: those intended for use by general consumers, students and small business owners.  General-consumer credit cards are what most people consider “normal credit cards” and are the largest segment of the market. Their terms vary widely, based on issuer, card network, credit score requirements, and a number of other factors. Users of general-consumer credit cards are eligible for all consumer protections. Student credit cards are a unique type of credit card offered by credit card companies because college students are a unique group -- their income is limited in the short term, but their advanced level of education gives them a lot of earning potential.  So students are usually able to get more attractive credit card offers than their experience and financial circumstances would ordinarily merit. St

  Aspiration Zero Credit Card Review The Aspiration Zero card is how your purchases translate into trees planted In case you were wondering, the Zero in Aspiration Zero’s name comes from the idea that cardholders can help offset their carbon footprint with the card and become carbon neutral.  To do this, for every purchase a customer makes with the card, Aspiration will plant one tree. According to the company’s estimates, planting 60 trees a month should bring most consumers to carbon neutrality.  Of course, there are some asterisks to this figure as trees do take time to mature, so your actual impact could take a few years to catch up.  That said, you can read more about Aspirations tree-planting partners and their reforestation metrics on their FAQ page — which I’ll link to in the description box if you’re interested. Next, turning to the actual financial aspects of the card, Aspiration Zero does charge an annual fee Something important to know about Aspiration’s credit card is that

  Niyo Global Card 2022 Review Niyo is an Indian neobank that was founded in 2015 and with over 2 million customers and 800 employees  They're actually india's fastest growing financial tech company while they have a number of banking products  It has low fees and great exchange rates all combined with benefits such as free lounge access so if you have an indian passport and you like to travel  Whether it's for work pleasure or to study abroad then definitely watch this video as it's likely this card and account will be right for you  So when they launched global neo partnered with both sbm bank and dcb bank this means they offer both SBM Global and DCB Global and i can appreciate that this may already seem confusing b ut it's important to mention that they have two global accounts  Now both in terms of functionality are basically the same except sbm global is a savings account that will give you up to five percent interest on deposits and this in my opinion makes t

  Total VISA Credit Card Reviews for 2022  Total Visa Credit Card. If you’re looking for a quick overview, there are five things you really need to know about the Total Visa Card…  F irst, the Total Visa Credit Card is an unsecured card that people with limited or damaged credit can get. In other words, you don’t need to place a refundable security deposit to get approved.  Second, the Total Visa Credit Card is very expensive. For one thing, there’s an $89 “program fee” that you have to pay before even opening an account. Then, there’s a $75 annual fee the first year. Starting year two, there’s an annual fee AND a monthly fee, adding up to a total of $123 per year.  Third, the Total Visa Credit Card offers a credit limit of at least $300. That won’t cover too many emergency expenses, especially since the annual fee will be subtracted from your available credit initially.  You could have just a bit over $200 in spending power to start with. Plus, any balance that you carry from billing

  LIC Platinum Credit Card Review Lets talk about the benefits of Axis Bank LIC Platinum Credit Card, its fees and its eligibility and who can apply for this card, So first of all, let us discuss about its fee, the joining fee, annual fee and insurance fee of this credit card are all zero and no hidden charges of this card, it is a lifetime free credit card, there is no such term in joining.  There is no condition that you will have to spend the minimum, you can use as much as you want, joining is absolutely zero. The annual fee is also absolutely zero, there is no term and condition that how much you have to use in a year.  As you are seeing that with this card there is also a feature of insurance which is free of cost, no fee has to be paid, as long as your card is active, the free of cost will be insured with your card and who is that insured? Will see in this video next Now let's discuss above the reward point, in this the value of your 1 reward point is 0.75 paise, in this you

  Standard Chartered Platinum Rewards Credit Card Review  Standard Chartered Platinum Credit Card So what is this Standard Chartered Platnium Credit Card? how can we make it What are the benefits we get after getting it made? And what documents should we have to apply for it?  By following which terms and conditions can we be eligible to get this card made? And the most important thing is that many people have to say that after making such a card, we get to see a lot of extra charges.  So is this true? So we will know all these things in today's video. So first of all let us know: What is this Standard Chartered Platnium Credit Card?  So this is a card launched by Standard Chartered Bank which they named: Standard Chartered Platnium Credit Card In this card, you get a lot of cashback as well as a lot of benefits  So first of all we talk about some of its highlight features. So as soon as you get the card made in the first benefits, you get to see a cashback of 500. You will get thi

  HSBC Revolution Credit Card Review HSBC Revolution credit card a detailed guide through from the point of when you apply up until the point when you receive the card and how you can spend on it to earn your rewards how it works the mobile banking Etc  HSBC Revolution credit card beginner's guide let's go the first part of this video let's talk about the key features of this HSBC Revolution credit card the first thing is that there is no annual membership fee  So it saves you the hassle of having to call up the bank to apply for a fee waiver every single year if you are new to the credit card game every single card out there most of it actually charge you an annual membership fee but there's one right here which is the HSBC Revolution  It's a beginner Friendly Card that I feel many people should hold especially because we have just entered the workforce we do not spend a lot like 600 minimum spending on the UB evil card it is not that easy to hit for many of us out