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Showing posts from July, 2022

5 Ways to pay off credit card debt faster clone

  5 Ways to pay off credit card debt faster clone If you have credit card debt you're not alone, according to lemonade making americans have more than a trillion dollars of credit card debt Here's how you can pay off your credit card debt faster and enjoy financial freedom soon Look at your credit card debt in pieces instead of one balance. It can be intimidating to deal with your credit card debt if you focus on the total amount due. So if you have more than one credit card, don't split your credit card debt into small chunks, it's a natural approach. If you have a credit card you can split credit card debt into smaller amounts, which can make the credit card repayment process more manageable when you think about it in smaller amounts. For example, it can be hard to think of twenty thousand dollars in credit card debt, instead think of four separate halves of five thousand dollars each. While this doesn't change the math of the amount owed, divide and conquer can b

Best credit card for every spending category

Best credit card for every spending category Now there are a lot of credit card options out there and it can be confusing to know which credit card is best to use in which category of spending but this is very important  If you want to earn the maximum amount of rewards points or cashback that you can go on to use for free luxury travel or just to buy things that you want  So supermarkets and grocery stores is a very very common category some people could even be their biggest category of spending where you can earn a lot of credit card points and cashback that you could use for free travel at the end of the year  So let's Dive Right In First up is the 250 a year annual fee MX gold now this is a great card for grocery it earns four points per dollar on U.S supermarkets up to 25 000 in spend per year and then it goes down to one point per dollar  Now what's nice about American Express membership rewards points is they're very flexible so you can transfer them to Airlines you

Does credit card insurance cover travel in Australia?

Does credit card insurance cover travel in Australia? How low is credit card travel insurance enough for you in Australia, the facts about credit card travel insurance versus standalone travel insurance, have you noticed that almost every month there is a new letter in your mailbox that offers you a credit card?  There is a good reason for it. Credit cards make money for banks and the companies that offer them. The dark side of all this says that Australians currently owe more than 32 billion dollars in credit card debt. That's an average debt per cardholder of around four thousand four hundred dollars and ten cents. Now, there is no denying that plastic cards are useful for travelers.  You may be old enough to remember the days when everyone carried a pile of traveler's checks on every trip, carefully signing them in front of some boring hotel receptionist or tour operator.  In the 21st century, plastic cards in a global network of ATMs have done without all of that and made m

Au Small Finance Bank Lit Credit Card Review

  Au Small Finance Bank Lit Credit Card Review Friends, AU Small Finance Bank has recently launched a new credit card called the LIT Credit Card, making it India's first customizable credit card. Let's explore the benefits and drawbacks of this credit card in detail to help you decide whether it's the right choice for you.   AU Small Finance Bank started offering credit cards to its customers last year, and currently, more than 2,30,000 credit cards have been issued across 200+ districts. Customers of AU Small Finance Bank will receive the Zenith Credit Card. In addition to Dura 18 Plus and Vet Credit Card, the bank has introduced the LIT Credit Card, also known as the Limit Broken Credit Card, which offers customization options.   Unlike traditional credit cards tailored to specific needs like travel or shopping, the LIT Credit Card allows users to customize their benefits and turn them on or off based on their requirements. This means you can enable features like more rew

American Express Gold Card 2022 Review

  American Express Gold Card 2022 Review  First up we have the welcome offer and as of June 2022, the public offer is to earn sixty thousand membership rewards points after spending four thousand dollars on purchases in the first six months from opening your account  The approximate value will vary based on how you redeem your points but will likely be between 360 dollars and 1080 on average and yes the card does come in two different types of gold regular gold  The rose gold you can choose whichever one you like best when you apply obviously there's a huge difference between 360 and 1080.  So we'll come back to this in a few moments when we talk about the value of these points and the different types of redemptions that are available to you regardless though even  If you choose the lowest value redemption of 360 that will still cover the entire cost of the annual fee and still leave you with some profit left over in the first year two and beyond though this would be of course

Amex everyday preferred credit card review

  Amex everyday preferred credit card review Starting with the welcome offer once again we're reviewing the everyday preferred credit card from American express the welcome offer as of March 2022 is to earn 15 000 points after spending 2 dollars on purchases in the first six months it also comes with a zero percent promotional apr opportunity on purchases for the first 12 months  Then a variable ap or after that the approximate value of the points portion of this welcome offer is anywhere from about 90 up to 270 potentially a bit more depending on how you redeem them once you've earned that initial offer  You'll then be able to continue earning points long-term in the following categories triple points on groceries at u.s supermarkets on the first six thousand dollars spent per year if you spend more than that   You'll just earn one point per dollar going forward until it resets the following year back to triple points so if you've got massive groceries spent throug

Capital One Venture X credit card review

  Capital One Venture X credit card review capital one definitely created this card to try to beat out some of those other very expensive premium travel cards and I think they designed the ventra x in a pretty unique way  They can actually appeal to a lot more people than those other travel cards can that's because not only is the 395 annual fee a much lower price tag than those cards from competitors  But capital one has also built in an annual credit and bonus that effectively offsets the ventra x's annual fee with very little effort making  This is basically like a free high-end travel credit card that gives you some great features and benefits, which I'm gonna explain. So right off the bat here let's quickly talk about the welcome bonus on this credit card now capital one can change up this bonus over time so I don't want to explain the current bonus going on  The minimum spend requirement for whatever the bonus is within the allowed time frame you will come out

Gemini Credit Card Review

  Gemini Credit Card Review This card is a crypto rewards credit card pretty similar to the block fight credit card which has been out for a while you can earn rewards in the form of cryptocurrency and you can earn either bitcoin or in over 50 other currencies  The card earns three percent on dining on up to six thousand dollars in spending per year then down to one percent two percent on supermarkets unlimited and one percent on everything else  Now these rates are okay but not great I mean if you have a lot of non-category spend you might as well just go for the block fight card because it earns 1.5 on everything  I'll put a link for that below if you're interested but if you do spend a lot in the dining category for example then three percent is pretty good two percent on supermarkets  That only really matches like the city double cash that earns two percent on everything and this is assuming though that you definitely want a crypto reward earning card  Because you could jus

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Federal Bank Signet Credit Card 2022 Review

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What is Flipkart axis bank credit card

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